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Money Management: Dos and don’ts for paying your tax bill About three-quarters of individual taxpayers received refunds last year, according to Internal Revenue Service www.irs.gov/uac/Newsroom/Filing-Season-Statistics-May-10,-2013 statistics. However, many people find that they do owe taxes when April 15 comes around. If you fall into that group, the Connecticut
October Deadlines Alicia Patterson Fellowship Contact: The Alicia Patterson Foundation, 1090 Vermont Ave. NW. Suite 1000, Washington, DC 20005, (202) 393-5995, firstname.lastname@example.org, http://aliciapatterson.org/ Eligibility: For U.S. citizens who are full-time print journalists or non-U.S. citizens who work fulltime for U.S. print publications, either in America or abroad. Award: Stipend is $40,000 for twelve months and $20,000 for six months and must cover travel and research costs. Fellow must pay taxes on stipend. Deadline: October 1, 2013 National Hispanic Health Professional Student Scholarship Contact: National Hispanic Health Foundation, Nathalie Manzano-Smith, Executive Director, 1920 L Street, N.W., Suite 725, Washington, DC 20036, (212) 419-3686, email@example.com firstname.lastname@example.org, http://www.nhmafoundation.org/index.php/scholarshipprogram Eligibility: The Hispanic Health Professional Student Scholarship Program is the only national scholarship program targeted at Hispanic students who are committed to careers in health care - medicine, nursing, dentistry, public health, health management and policy analysis, health research, and allied health. • Applicants must be enrolled full-time and seeking a professional degree at medical, dental, nursing, public health, or policy schools located in California for the California Gala Event; in New York, New Jersey, or Connecticut for the NYC Gala Event. • Applicants are not required to be Hispanic; an affinity for the health of Hispanic communities and an interest in participating in NHHF Scholars Alumni activities is needed. Award: $2,000 or $5,000 Deadline: October 4, 2013 National Foundation for Advancement of the Arts (NFAA) Recognition and Talent Search Contact: National Foundation for Advancement of the Arts (NFAA), 2100 Biscayne Boulevard, Miami, FL 33137, (800) 970-ARTS, apply@youngARTS.org, http://wwwyoungarts.org Eligibility: As of December 1, 2013, must be between ages of 15-18 years old or in high school grades 10-12. Must be a citizen or legal resident of the U.S. or U.S. territories. International students on US Visa may also apply. Award: Up to $10,000 Deadline: October 18, 2013 Coca-Cola Scholarship Contact: Coca-Cola Scholars Foundation, Inc., 1 Coca Cola Plaza NW, Atlanta, GA 30313, (800) 306-2653, email@example.com, http://www.coca-colascholars.org Eligibility: For high school seniors demonstrating leadership and academic achievement. Must be a U.S. citizen or legal resident planning to attend an Courtesy of Congresswoman Lucille Roybal-Allard (CA-40)
Society’s Grand Challenges Insights from Psychological Science As a society, we face many challenges, and we depend on science to help. Whether we seek to halt global climate change, cure devastating diseases, reduce crime, end poverty, diminish health disparities, or achieve vitality in old age, advances in modern science are expected to help. The science of psychology contributes to deeper understanding of these and many other societal challenges. The American Psychological Association is devoting significant resources and energy to bringing the best of psychological science to the forefront. In partnership with other fields of science, solutions will be found. This booklet is one in a series, examining the insights of psychological science into challenges facing society. Each booklet focuses on a key challenge, provides a sampling of what we currently know, and suggests promising avenues for future research. The published work of scientists is cited, so that readers can learn more on their own. We indeed face many challenges, and together we can solve them! Alan E. Kazdin 2008 President American Psychological Association 2 3 GLOBAL CLIMATE CHANGE Most scientists recognize that human behavior is the main cause of today’s climate crisis. Understanding that behavior, and learning how to change it, is one of our best hopes for a solution. Whether the goal is to reduce carbon emissions or to help vulnerable populations deal with rising sea levels and changing weather patterns, it is clear that values, beliefs, thoughts, and social relationships are key. According to the 2007 report of the Intergovernmental Panel on Climate Change, however, human behavior is one of the least well understood components of the climate system. That is where the science of psychology can help. By itself, psychology cannot stop global warming or deal entirely with its consequences. Other scientific disciplines provide the expertise to model climate change, build more efficient power plants, and predict the impact of carbon taxes on economic development. What psychology can provide is an e x pl a nat ion for why people choose to i nst a l l energ yef f icient appl ia nces, reduce gasoline consumption or support government policies aimed at addressing climate change — and why, despite the best of intentions, they often do not.
for Flight Cancellations, Delays, Denied Boarding or Change of Conditions THE RIGHTS REFERRED TO IN THIS DOCUMENT APPLY IN THE FOLLOWING CIRCUMSTANCES:Delta Air Lines is the flight operator; You are traveling on a flight departing from an airport in Israel or a flight arriving at an airport in Israel; You have a confirmed reservation on a flight operated by Delta; You are fully checked-in by the time indicated on your Delta Flight Ticket You are traveling on a fare available directly or indirectly to the public, or on a ticket issued under a frequent flyer program. ----------CANCELLATIONS AND DELAYS OF 8 HOURS OR MORE---------ASSISTANCE If your flight is cancelled or delayed at least 8 hours, you may Monetary compensation is also not due if: choose between: 1) the cancellation is due to special circumstances which were not - Replacement Flight Ticket to your final destination; or under Delta's control even if Delta had done whatever was under its - Reimbursement in the amount paid for the Flight Ticket, including control fees, levies, taxes and other obligatory payments within 21 days of 2) the flight was cancelled due to strike or a protected work-by-rule receipt of written application strike 3) the flight has been cancelled in order to prevent the desecration of In addition, you will receive free of charge: the Sabbath or a Jewish holiday - food and drink in accordance to the waiting time (Food and Drink); - hotel accommodation in cases where an overnight stay or a stay The Compensation amounts are as follows:* in addition to that which you originally intended becomes necessary, including transport (Accommodation and Travel Flight Distance Services); and CASH (IN NIS) - 2 telephone calls, fax messages or e-mails (Communication A Flights up to 2000 km Services). B Flights up to 4,500 km 2,040 C Flights above 4,500 km 3,060 COMPENSATION 1 kilometer = 0.62 mile Monetary compensation for a cancellation or delay greater than 8 1,270 NIS = New Israel Sheqels (Israel currency) hours is not payable if the cancellation is brought to your attention: 1. 14 days or more before the scheduled time of departure; 2. between 7 and 14 days before the scheduled time of departure * This compensation may be reduced by 50% provided that the delay in the landing time at the final destination compared with the and you were offered re-routing with a departure no more than 2 original landing time does not exceed the scheduled arrival time of hours before the scheduled time of departure and an arrival at the flight originally booked by 4 hours (flights falling under A), 5 your final destination less than 4 hours after the scheduled time of hours (flights falling under B) or 6 hours (flights falling under C arrival; or 3. less than 7 days before the scheduled time of departure and you Compensation will be made within 45 days of receipt of a written were offered re-routing with a departure no more than 1 hour request. Compensation will be made by bank transfer or check, or before the scheduled time of departure and an arrival at your final by other means as agreed to in writing by the passenger. For destination less than 2 hours after the scheduled time of arrival. information on requesting compensation, please see "Reimbursement Requests, Compensation Claims and Other The above provisions do not apply if you refuse to fly on the Inquiries" below. alternative flight because the alternative flight was not offered to your travel companion (s) or for reasons of security, religion or medical limitations. ----------DELAYS BETWEEN 2 AND 8 HOURS---------The assistance as described in this section is provided in the event If the airline expects a flight to be delayed by 5 hours and less that a flight time of departure is delayed by at least 2 hours and less than 8 hours, you will also be offered free of charge, if applicable: than 8 hours from the scheduled departure. - Accommodation Service - Travel Services If the airline expects a flight to be delayed by at least 2 you will be offered free of charge: If you do not wish to continue with your initial travel plans when - Food and Drink in accordance with the waiting time there is a delay of at least 5 hours, you may choose - Communication Services...
February 25, 2014 - The Internal Revenue Service is offering educational Health Care Tax Tips to help individuals understand how the Affordable Care Act may affect their taxes. The IRS has designed the Health Care Tax Tips to help people understand what they need to know for the federal individual income tax returns they are filing this year, as well as for future tax returns. This includes information on the Premium Tax Credit and making health care coverage choices.
Belize offers very attractive tax-sheltering incentives. For instance, there are no capital gains or inheritance taxes in Belize. The Belize government has implemented the Belize Property Retired Person's Incentive Program, a program that allows qualified foreigners to make application for long-term residency in Belize and, if accepted, to live in Belize completely tax free for life. Less taxes = more ROI (Return on Investment) Click here for more info.
*This vehicle eBrochure is designed to identify vehicles commonly available in your area. If you would prefer to purchase a vehicle with no options or additional options, please contact your local dealer to check for current availability or the possibility of placing an order for such a vehicle. **Manufacturers Suggested Retail Price, excludes the Delivery, Processing and Handling Fee of $750 for Cars and $800 for Trucks, Vans and SUVs. (Historically, vehicle manufacturers and distributors have charged a separate fee for processing, handling and delivering vehicles to dealerships. Toyotas charge for these services is called the "Delivery, Processing and Handling Fee" and is based on the value of the processing, handling and delivery services Toyota provides as well as Toyotas overall pricing structure. Toyota may make a profit on the Delivery, Processing and Handling Fee.) Excludes taxes, license, title and available or regionally required equipment. The Delivery, Processing and Handling Fee in AL, AR, FL, GA, LA, MS, NC, OK, SC and TX will be higher. Actual dealer price will vary. *** 2010 EPA-estimated mileage. Actual mileage will vary.
If you have a U.S. green card, you are a lawful permanent resident of the U.S. even if you live abroad. This means you are treated as a U.S. resident for U.S. income tax purposes and you are subject to U.S. tax on your worldwide income from whatever source derived. Accordingly, you must file a U.S. tax return unless (a) there has been a final administrative or judicial determination that your lawful permanent resident status has been revoked or abandoned, (b) your gross income from worldwide sources is less than the amounts that require a tax return to be filed, or (c) your U.S. residence status is affected by an income tax treaty. treaty country under the tie-breaker rule and you elect to apply the treaty, you will be considered to be a resident of the treaty country for U.S. income tax purposes and will not be required to file a Form 1040. To make this election, you must file a U.S. Nonresident Alien Income Tax Return (Form 1040NR) in the year of the election and attach a copy of Form 8833 (Treaty-Based Return Position Disclosure under Section 6114 or 7701(b)). Green card holders who reside in a country that has an income tax treaty with the U.S. should contact an income tax professional or an office of the Internal Revenue Service for assistance. What if I surrender my green card? What if my green card has been taken by or given to someone in the U.S. government? If you’ve surrendered your green card, this doesn’t necessarily mean that your status as a lawful permanent resident has changed. Your status will not change unless and until you get an official notice from the U.S. Citizenship and Immigration Service (USCIS) that there has been a final administrative or judicial determination that your green card has been revoked or abandoned. You can contact the USCIS to check the status of your card. What if I have been absent from the U.S. for a long period of time? Your tax responsibilities as a green card holder do not change if you are absent from the U.S. for any period of time. Your income tax filing requirement and possible obligation to pay U.S. taxes continue until you either surrender your green card or there has been a final administrative or judicial determination that your green card has been revoked or abandoned. Therefore, even if the U.S. Citizenship and Immigration Service (USCIS) no longer recognizes the validity of your green card because you have been absent from the United States for a certain period of time or the green card is more than ten years old, you must continue to file tax returns until there has been a final determination that is not subject to appeal that your green card has been revoked or abandoned....
El objetivo fundamental de la carta de presentación es doble; por un lado, pretende suscitar el interés de quien va a recibir tu candidatura, de manera que lea tu Curriculum Vitae con la atención que merece; por otro lado pone de relieve los datos específicos de tu Curriculum Vitae, que hacen de tí la persona idónea para ese puesto. La carta de presentación puede cumplir dos funciones: - Responder a una oferta publicada en prensa, tablón de anuncios, etc… - Presentar una candidatura espontánea Conviene no olvidar que la carta puede ser tan importante como el curriculum, ya que en ella no se describen conocimientos, pero sí actitudes: refleja el interés que tiene el/la candidata/a por la empresa y el puesto de trabajo que solicita, la capacidad de comunicación e incluso dejar ver una parte de su personalidad. PACTO LOCAL POR EL EMPLEO JOVEN Y SOCIALMENTE RESPONSABLE MODELO DE CARTA EN RESPUESTA A UN ANUNCIO. MODELO 1. CANDIDATO/A CON EXPERIENCIA Carmen Hernández Martín C/ Cervantes, 3, 2º B 28008 Madrid Madrid, 02 de junio de 2008 Departamento de Recursos Humanos HATSON, S.A. Avda. Toledo, 52, 1º 28017 Madrid Muy Sres/Sras. Míos/as, Con referencia a su anuncio aparecido en el ABC el día 25 de mayo del presente año, adjunto remito mi curriculum vitae. Dada mi formación en el área contable, así como la amplia experiencia adquirida en el puesto ofertado, considero que podría encajar en el mismo. Estoy muy interesada en participar en su proceso de selección, por lo que quedo a su disposición para concertar una entrevista y comentar en profundidad mi formación y experiencia. A la espera de sus noticias, se despide atentamente, Firma ...
s una carta que se envía para contactar con aquellas empresas o lugares que pueden ofrecer oportunidades de empleo, es una “tarjeta de visita” que acompaña al currículum vitae. El objetivo de la carta de presentación es atraer la atención de la persona que la lea. Lograr una primera impresión sobre el historial que se presenta, es idóneo para cubrir el puesto que en esos momentos se ofrece, o posibles vacantes futuras. Existen dos tipos de Cartas de Presentación porque obedecen a motivos diferentes: ®Cuando la enviamos por iniciativa propia, en este caso, el candidato se ofrece a una empresa que necesita contratar a alguien, en ese momento o en un futuro cercano. Carta de Autocandidatura. Esquema general Membrete del remitente Puede ir en cualquier ángulo o en el centro de la parte superior del papel. Contiene: nombre, apellidos, dirección completa, teléfono y correo electrónico. Fecha de la carta Se suele situar a la derecha de la carta, nunca en el centro. Ejemplo: Zaragoza, 22 de Diciembre de 2009 Destinatario El nombre del destinatario debe ir precedido del tratamiento: Sr. D., Sra. Dª o Srta. Dª. Incluye también la dirección completa del destinatario. El nombre de la empresa en Mayúsculas. Entrada El tratamiento habitual es: Estimado/a Sr./a.: o Muy Sr./a. mío/a: A continuación se estructura la carta en tres párrafos según su motivación: Primer párrafo Captar la atención del lector o Referencia a la oferta y puesto de trabajo. Segundo párrafo Presentación y/o resumen de puntos fuertes. Tercer párrafo ®Como respuesta a una oferta de trabajo concreta que puede aparecer en un anuncio de periódico, en un tablón informativo, etc. En este caso se trata de una Carta de contestación a un anuncio de una oferta de empleo ya existente. Concertar la cita y/o mostrar interés por participar en el proceso de selección.