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The Reverse Mortgage Team
by trmt2014 0 Comments favorite 22 Viewed Download 0 Times

The Reverse Mortgage Team is a specialized division of Atlantic Pacific Mortgage Corporation, located in Feasterville, PA. National Manager, Steve Broaddus and Director, Ben D. Stucker have more than 35 years of combined experience in the industry. Together, they speak with their clients to help them understand loan options and complete reverse mortgage transactions.

Win $1000 freebies in Everything Summer Camp lucky draw

Win $1000 freebies in lucky draw. Read on for details.everything summer camp, camps on us, summer camps discount, lucky draw,, Summer Camps, Summer Camp reviews, Summer Camp director podcast.

2014 Nissan Rogue Vehicle Event - SAE

2014 Nissan Rogue Vehicle Event Tuesday, March 11, 2014 Agenda 5:30 - 6:30 p.m. Social Hour 6:30 - 7:30 p.m. Dinner 7:30 - 8:30 p.m. Presentation Cost $45 SAE Member $60 Non-member $20 SAE Student Member $600 Sponsor Table of 10 Important Note: Registration will close Friday, March 7 at 5:00 p.m. There will be no onsite ticket sales and no refunds after March 4. Social Hour sponsored by SAE Detroit Section • (248) 324-4445 Burton Manor, Livonia Speakers Dan Heur Overseas Chief Vehicle Engineer for Common Module Family Vehicles, Nissan Technical Center North America Todd Stroh Director of New Vehicle Production Engineering, Nissan North America-Smyrna Scott Pak Regional Product Senior Manager, Nissan Crossovers, Nissan North America Order tickets online at

fall | winter 2013 - Valvano
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into this season is truly welcomed in the hair & beauty industry. It comes with new trends in hairstyles and colour changes. We are thrilled to share with you the newest trends in hair, products, fashion, & much more as we welcome the change of seasons! Valvano trend team Creative Director Felice Valvano Contributing Editor & Designer April Valvano Contributors Melanie Skeoch Valvano LUXURY LIP GLOSS $19 each Valvano’s NEW Luxury Gloss is a multi-tasking lip gloss that combines color with high shine, while treating lips with age-defying benefits. A soothing blend of oils, including Castor Seed, Soybean and Moroccan Argan, condition and hydrate, smoothing the appearance of vertical lines and wrinkles so lips look softer and younger. Delivers antioxidant protection with Vitamins E and C. Helps soothe and heal dry lips with Aloe and Silica. Six fab colours to choose from. Hypoallergenic & Paraben-free. Valvano Salon Spa 134 Niagara St., St. Catharines Valvano (Lakeshore Square) 33 Lakeshore Rd., St. Catharines 905.684.5580 905.646.1877

Crisis Management - ENGSO
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• You are the Chief Executive Officer of the European Marbles Federation (EMF). You have just received a phone call from a journalist at the European Daily Mail saying that they have been investigating the EMF’s Financial Director (FD) and found out that he has been ‘cooking the books’ and taking money from the organisation’s accounts and asking you what the EMF is going to do about it. • During the next 2 hours you will have to manage this crisis both internally and externally and issue a number of communiations as follows. Task 1 • The journalist from the European Daily Mail has given you the opprotunity to make a comment on the situation by producing a statement. However, you need to do this within the next 20 minutes. • In your groups discuss what you should say and write any statement. Task 2 • You have decided to undertake an investigation to see whether the journalist is right in alleging the FD has stolen any money. Your President is coming into the EMF offices in 20 minutes to discuss with you how you are going to manage the situation. • In your groups prepare a draft action plan on the next steps you are going to take to discuss with the EMF President.

2013 Nobel Peace Prize Lecture - OPCW

Working Together for a World Free of Chemical Weapons, and Beyond Ahmet Üzümcü Director-General OPCW 2013 Nobel Peace Prize Lecture OPCW Your Majesties, Distinguished members of the Norwegian Nobel Committee, Excellencies, Ladies and gentlemen, It is with profound humility that I accept this prize on behalf of the Organisation for the Prohibition of Chemical Weapons, its Member States, their Ambassadors and Secretariat staff, past and present – some of whom are with us today, including my immediate predecessor, Ambassador Rogelio Pfirter. This award recognises our combined efforts. Efforts which flow from the collective spirit of the OPCW in working towards a common good that serves all humanity. I feel deeply privileged to be able to address you on this occasion. I also take this opportunity to honour the memory of Nelson Mandela. He will remain, for all of us and future generations, a beacon for what can be achieved against overwhelming odds to advance peace, dignity and reconciliation. ******************** 1 The Nobel Committee has a long history of honouring achievement in disarmament. Yet, this is the first time that the Peace Prize has been awarded to an organisation that is actively engaged in disarmament as a practical and ongoing reality. For sixteen years now, the OPCW has been overseeing the elimination of an entire category of weapons of mass destruction. Our task is to consign chemical weapons to history, forever. A task we have been carrying out with quiet determination, and no small measure of success. Under the terms of the Chemical Weapons Convention, the OPCW has so far verified the destruction of more than 80% of all declared chemical weapons. We have also implemented a wide range of measures to prevent...

IAEA Nobel Peace Prize Cancer and Nutrition Fund

The Norwegian Nobel Committee awarded the 2005 Nobel Peace Prize to the IAEA and Director General ElBaradei in equal shares. The IAEA and its Director General won the 2005 Peace Prize “for their efforts to prevent nuclear energy from being used for military purposes and to ensure that nuclear energy for peaceful purposes is used in the safest possible way”. The IAEA Board of Governors subsequently decided that the IAEA’s share of the prestigious prize would be used to create a special fund for fellowships and training to improve cancer control and childhood nutrition in the developing world. This fund is known as the “IAEA Nobel Peace Prize Cancer and Nutrition Fund”. The money will be dedicated to enhancing human resources in developing regions of the world for improved cancer control and childhood nutrition. In the area of cancer control, the money will be spent on establishing regional cancer training institutes for the training of new doctors, medical physicists and technologists in radiation oncology to improve cancer treatment and care, as part of the IAEA´s Programme of Action for Cancer Therapy (PACT). In the realm of nutrition, the focus of the Fund will be on capacity building in the use of nuclear techniques to develop interventions to contribute to improved nutrition and health for children in the developing world. Fund-supported fellowship awards will target young professionals, especially women, from Member States, through the IAEA’s Technical Cooperation (TC) Programme. Alongside such awards, regional events will be organized in Africa, Asia and Latin America in cancer control and nutrition during 2006. The IAEA Secretariat is encouraging Member States and donors to contribute to the IAEA Nobel Peace Prize Cancer and Nutrition Fund by providing additional resources, in cash and in-kind.

SPI Professional Investment Director Jesper Skovenborg

Tax payers who invest in residential solar photovoltaic (PV) systems will receive tax benefits as per the Energy Policy Act of 2005, passed by the US congress. If you would like to invest in the solar power investment, it is suggestible to contact Jesper Skovenborg who was a partner at SPI a power investment company.

Guide to Exploring African American Culture - College of Agricultural ...

G U I D E TO E X P L O R I N G African American Culture C O L L E G E O F A G R I C U LT U R A L S C I E N C E S Acknowledgments Developers Contributors Visit Penn State’s College of Nakesha Faison, research associate I, the Institute for Social Research, University of Michigan Shameera Simmons, past participant of Temple University’s Math and Science Upward Bound Program Agricultural Sciences on the Web: Marney Dorsey, master’s of science degree candidate in agricultural extension and education, Penn State Dr. Patreese Ingram, associate professor of agricultural extension and education, Penn State Special thanks to Candice Lyons, hair stylist, and Leslie Clements for their contributions to the hairstyle activities section. Models: Sheena Armstrong, Caitlin Dininni-Parker, Sonya Gomes, Cassandra Logan, Cierra Lyons, Frank Mathis, Tsakani Ngomane, Tyana Singletary, Cherese Sullivan, and Bridgette Turner. Designer: Gretl Collins Photographer: Howard Nuernberger Curriculum Reviewers/ Consultants Penn State College of Agricultural Sciences research, extension, and resident education programs are funded in part by Pennsylvania counties, the Commonwealth of Pennsylvania, and the U.S. Department of Agriculture. Gary Abdullah, writer/editor, Information and Communication Technologies This publication is available from the Publications Cindy Arblaster, 4-H youth development agent, Westmoreland County information telephone 814-865-6713. Distribution Center, The Pennsylvania State University, 112 Agricultural Administration Building, University Park, PA 16802. For Where trade names appear, no discrimination is intended, and no endorsement by the Penn State College of Agricultural Sciences is implied. Brack Barr, 4-H youth development agent, Allegheny County Christy Bartley, youth program coordinator This publication is available in alternative media on request. The Pennsylvania State University is committed to the policy that all persons shall have equal Deno Deciantis, county extension director, Allegheny County access to programs, facilities, admission, and Bryan Dickinson, youth development agent, Lawrence County policy or by state or federal authorities. It is the Dr. Catherine Lyons, assistant to the dean for minority affairs in the College of Agricultural Sciences University prohibits discrimination and Lynda Moss McDougall, program advisor, 4-H youth development, Mercer County harassment against faculty, staff, or students will Mary Miller, 4-H youth development agent, Montgomery County Director, The Pennsylvania State University, 328 Dr. Claudia Mincemoyer, assistant professor of agricultural and extension education Donald Tanner, 4-H youth development agent, McKean County employment without regard to personal characteristics not related to ability, performance, or qualifications as determined by University policy of the University to maintain an academic and work environment free of discrimination, including harassment. The Pennsylvania State harassment against any person because of age, ancestry, color, disability or handicap, national origin, race, religious creed, sex, sexual orientation, or veteran status. Discrimination or not be tolerated at The Pennsylvania State University. Direct all inquiries regarding the nondiscrimination policy to the Affirmative Action Boucke Building, University Park, PA 168025901, Tel 814-865-4700/V, 814-863-1150/TTY. © The Pennsylvania State University 2003 Produced by Information and Communication Technologies in the College of Agricultural Sciences...

Pathways to Near-Zero-Emission Natural Gas Heavy-Duty Vehicles

Acknowledgements Gladstein, Neandross & Associates (GNA) produced this report on behalf of the Southern California Gas Company, the nation’s largest natural gas utility company and a leader in the development of new, advanced technologies which maximize the cleaner-burning characteristics of natural gas in residential, commercial, industrial and transportation applications. The authors would like to recognize the many fine staff at the Gas Company who helped with development of this report, listed below: Southern California Gas Company Ed Harte, Low Emission Vehicle Manager George Minter, Director of Policy & Environmental Solutions Jeff Reed, Director of Business Strategy & Development Allison Smith, Energy Policy Manager Lee Wallace, Environmental Affairs Manager Cherif Youssef, Technology Development Manager In addition, special thanks goes to an outstanding group of peer-reviewers who read the draft Pathways report and provided invaluable insight and astute commentary which proved essential in contouring the final document. Our team of peer reviewers includes, but is not limited to, the list of friends below: Peer Reviewers* Jack Broadbent, CEO/Air Pollution Control Officer, Bay Area Air Quality Management District Roland Hwang, Transportation Program Director, NRDC Bill Magavern, Policy Director, Coalition for Clean Air Alan Lloyd, President Emeritus, International Council on Clean Transportation Ronald Loveridge, Director, University of California, Riverside, Center for Sustainable Suburban Development...