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https://www.fnb.co.za/invest/index.html | There are terms and conditions attached to all savings and investments accounts. Before you open an account with a financial institution it is advisable that you carefully read the terms and conditions and determine whether you can adhere to them. The general Ts&Cs pertaining to all FNB Savings & Investment accounts are available on the FNB website and can also be obtained from the FNB call centre.
Osteopathic Manipulation Treatment (OMT) is growing rapidly as a preferred and natural family medicine. As a treatment, osteopathic manipulation attempts to improve joint range of motion and balance tissue and muscle mechanics in order to relieve pain.
Customers are encouraged to use this form to file a complaint with the South Carolina Department of Motor Vehicles (DMV) about fraud, misconduct, unlicensed or suspected illegal activity involving a product, service, employee, or company that the DMV oversees or regulates such as a licensed dealer or wholesaler, a certified driver training school or third party tester. In response to such complaints, DMV may encourage compliance with state and federal laws, pursue administrative actions, and/or refer the complaint to the appropriate agency for follow-up or enforcement action. Please print in blue or black ink. Use additional paper if more space is needed. Fax, mail or email your complaint along with any other documents that may assist us in the investigation. SCDMV Office of Inspector General Fax Number: (803) 896-8172 PO Box 1498 Blythewood, SC 29016-0022 The South Carolina Freedom of Information Act (FOIA) may require the Department of Motor Vehicles (DMV) to release a copy of your complaint as a public record.
I f your new car spends more time in the repair shop than on the road, you know you have a problem. In most cases, the manufacturer’s warranty that comes with your car will provide the coverage you need to have your car repaired at no cost to you. Your warranty will tell you what parts and systems of your car are covered and for how long. If you need repairs, you must have them done by a dealer, although you do not have to use the same dealer who sold you your car. tion quickly to receive relief under the law. This publication will help you determine whether your car is a lemon, tell you what to do about it and explain how Maryland’s Consumer Protection Division can help. In some cases, however, the dealer may be unable to fix your car’s problem. If that is the case, you may have a lemon. Maryland’s Lemon Law applies to new or leased motor vehicles (including cars, light trucks and motorcycles), registered in Maryland, that are less than 24 months old and have been driven less than 18,000 miles. The law provides for consumers whose cars meet certain criteria to receive a refund or a replacement vehicle if repair attempts have failed to correct a problem, and the problem substantially impairs the use and market value of the vehicle.
Motor Vehicle Administration 6601 Ritchie Highway, N.E. Glen Burnie, Maryland 21062 IS-109 (12-13) Investigative Division Complaint Report Type of complaint: q Unlicensed Sales q Dealer Complaint q Foreign Registration q General Complaint Person Making Complaint Your Name:_________________________________________________________________________________________ Date:________________________ Address:________________________________________________________________________________________________________________________ City:_____________________________________________________________ State:_____________________________ Zip Code:___________________ Phone (Home):________________________________Phone (Business):________________________________ Other (cell):________________________ Signed: ________________________________________________________________________________________________________________________ I certify under penalty of perjury that the information contained herein is true and correct to the best of my knowledge, information, and belief. Subject of Complaint Subject’s Name:___________________________________________________ Phone #:______________________________________________________ Address:________________________________________________________________________________________________________________________ City:______________________________________________________________ State:_________ Zip Code:____________ Placard #__________________ Vehicles Involved: Year____________________ Make_____________ Color_________________ Tag #__________________________________________ Year__________________Make_______________________Model__________________ Color___________________ Tag #___________________________ Place of Employment for Subject (if known):________________________________________________________________________________________ Time of day/night when subject is mostly at home or work (if know):___________________________________________________________________ Additional Comments:____________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________ Additional Information On Complaint _______________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________ Use Back Of Form MVA USE ONLY Complaint received by: Agent/Employee:___________________________________________________________________________________________ Complaint Forwarded To:__________________________________________________Date Forwarded:_________________________________________ Action Taken (Remarks, Forwarded to, Conclusion Reached, Etc): _______________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________ Signature:________________________________________________________ Title:______________________________ Date:________________________ For more information, please call: 410-768-7000 (to speak with a customer agent). TTY for the hearing impaired: 1-800-492-4575. Visit our website at: www.MVA.Maryland.gov Investigative Division Complaint Report ... Subject of Complaint ... Type of complaint: ❑ Unlicensed Sales ❑ Dealer Complaint ❑ Foreign Registration ❑ General ...
The Pennsylvania Insurance Fraud Prevention Authority (IFPA) was created by an Act of the Pennsylvania General Assembly in 1995. This Act established IFPA as an independent Commonwealth agency whose sole purpose is to combat insurance fraud throughout the state.
Antiques or old furniture make a home more interesting and lift if from the hum-drum existence of a place to eat and sleep. Beautiful and interesting furniture and accessories create a center of interest on which the eye can dwell contemplatively, arousing memories and associations. A home should be interesting. The furnishings should express one’s own personality and tastes and not meekly follow the current fashions. Antiques and old furniture give a feeling of permanence and a link to the past. According to a U.S. Customs ruling in 1967, an antique is an item that is 100 years old or older. Until then, it had to be made prior to 1830. It may be further defined as having artistic merit, aesthetic appeal and not be a utilitarian object. Some definitions add that mechanically produced items that were made in large numbers will never be an antique. Furniture from different periods mix to create an interesting interior. The following are some general principles to guide you in combining different periods and styles of accessories and furniture successfully.
TRADITIONAL • 1700-1900 • Elegant and refined • Dark, intricately carved wood furniture and moldings • Balance and symmetry give a formal feeling • Jewel tones • Rich fabrics, including silks, brocades, satins, and needlepoint VICTORIAN ERA • 1837-1901 • Excessive embellishment • Heavy proportions • Dark woods • Bronze and marble accents • Inlayed glass tables with ornate finishes • Furniture upholstered in silk brocade fabrics • Inlays with gold gilding • Patterned wall coverings, wallpapered ceilings • Claw foot tubs in bathrooms • Fabric canopies on beds to keep heat in • Wing-backed chairs that helped hold in heat from the fireplace MISSION • LATE 1800S • Craftsmanship – oak and cherry furniture with exposed frame, light stains and clear finishes • Exposed joinery (mortise and tenant) • Embellishments were nature-inspired with trees, leaves, and branches as small inlays, rug designs or stained glass • Frank Lloyd Wright famous architect, furniture designer, and stained glass designer ©Learning ZoneXpress www.learningzonexpress.com 888.455.7003 Art Deco/Nouveau Retro Style African Influence Asian Influence ART DECO/NOUVEAU • 1920-1939 • Geometric shapes • Purely decorative • Lacquer and wood inlays • Sinuous, natural curves and not a lot of sharp ends • Metal – stainless steel and copper in furniture and wall displays and panels • Mixed materials RETRO STYLE • 1950 – 1975 • Simple, straight lines • Practical • Unstained wood is common • Furniture from a previous time • Often use a lot of color • Starburst clocks and mirrors • Armless sofas AFRICAN INFLUENCE • Animal fabrics • Hand-carved furniture, often from one piece of wood • Masks • One-of-a-kind items ASIAN INFLUENCE • Black lacquer furniture • Natural fibers/materials • Balance and symmetry • Lanterns, fans, screens, calligraphy • Simple, clean lines and uncluttered • Shoji screens
Curriculum Vitae Because your resume or curriculum vita (CV) is usually the first and sometimes the only thing an employer will see about you, it is often the most critical item in determining whether or not you will obtain an interview. These essential elements of the job search serve as an advertisement of your skills, knowl dge, and relevant experience. e Tips for preparing a resume can be found on page 22. What Is the Difference between a Resume and a Curriculum Vita? Resume Curriculum Vita Purpose Outlines your personal, edu ational and work related c experiences Length One- or two-page document Focus Strengths and qualifications for a particular position Yes Comprehensive summary of your educational and professional experience, including publications, presentations, professional activities, honors, and additional information Generally three or more pages in length, depending on your qualifications and level of experience Comprehensive biographical statement Objective Statement Included? Used in application for these types of positions Business, non-profit, other nonacademic positions No Faculty, research, clinical, or scientific positions If you are uncertain whether to use a resume or vita, ask yourself “Am I sending this document to other Ph.D.s? Is my Ph.D. required for this position? Is my scholarship relevant for this position?” If the answers to those questions are yes, you are proba ly going to use a b vita. As a general rule of thumb, unless a vita is requested, you should send a resume.