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Writing a Curriculum Vitae [.pdf] - Carnegie Mellon University

Writing a Curriculum Vitae Curriculum Vitae vs. Resume A resume is a 1-2 page brief summary of education and experience used to demonstrate qualifications for a position or type of position. A curriculum vitae (CV) is a 3 or more page detailed biographical statement emphasizing qualifications and professional activities in detail. A CV is used for advanced positions in research and higher education and may be used for other positions when requested. For most job seekers, a resume is all that you will need. However, it may be useful to develop a CV as you further your education and achieve professional accomplishments. Why a Curriculum Vitae Besides using your CV to get a job upon graduation, it can also be used in other ways: 1.A supporting document to include when submitting a grant or funding proposal 2.A requirement for an annual review with your employer 3.A requirement for membership to a professional society 4.A requirement for applying to medical school 5.A background statement to be used to develop an introduction for a professional presentation at a conference or meeting

APA-Formatted Research Proposal - Vanguard University of ...

The role of the perceived gender of an infant and the gender of adolescents on ratings of the infant will be explored. Thirty-six junior high students (18 boys and 18 girls) will view a photo of a 3-month-old infant. Students will be told the infant’s name is either “Larry,” “Laurie,” or they will not be told the infant’s name. Each student will rate the infant on 6 bipolar adjective scales (firm/soft, big/little, strong/weak, hardy/delicate, well coordinated/awkward, and beautiful/plain). It is predicted that both the name assigned to the infant and the students’ gender will affect ratings. Implications of the results for parenting and for future research will be discussed.Effect of Infant’s Perceived Gender on Adolescents’ Ratings of the Infant Many researchers agree that gender role socialization begins at the time of an infant’s birth (Haugh, Hoffman, & Cowan, 1980; Honig, 1983). Most parents are extremely interested in learning whether their newborn infant is a boy or a girl, and intentionally or not, this knowledge elicits in them a set of expectations about sex role appropriate traits (Rubin, Provenzano, & Luria, 1974). Empirical research suggests that these initial expectations, which form the basis of gender schemas (Leone & Robertson, 1989), can have a powerful impact on parents’ perceptions of and behavior toward infants (Fagot, 1978; Lewis, 1972). Gender contributes to the initial context within which adults respond to an infant and may become an influential agent in the socializing process and the development of the child’s sense of self (Berndt & Heller, 1986). Stereotyped expectations may influence gender role socialization and the acquisition of sex-typed behavior through a self-fulfilling prophecy process (Darley & Fazio, 1980). Preconceived gender-based expectations may cause the parent to elicit expected behavior from the infant and to reinforce expected behavior when it occurs; this would confirm the parents’ initial expectations.

Letters of Support Example Letter of Support:

Example Letter of Support: February 1, 2006 Ms. Mary E. Wilfert NCAA CHOICES Program P.O. Box 6222 Indianapolis, Indiana 46206-6222 Dear Ms. Wilfert: It is my pleasure write a letter in support of the proposal (name) being submitted to the CHOICES Program by our (name dept) at Albion College. Something here about writer’s relationship/knowledge of situation and how project/program will impact it. In conclusion, I fully support the efforts of the (Dept) as they seek external funding to support a program designed to (whatever you are targeting). EX “Any programs that can help our students make better decisions about drinking and its consequences will benefit our students, campus, and the community at large.” In other words, you need a very concise and strong closing summary statement. Sincerely, (original signature “John Doe” here) John Doe Vice President for Student Affairs

Bank Payday Loans - Center for Responsible Lending

I n spite of public controversy and warnings from regulators, a few national and regional banks are routinely making payday loans, marketed under more appealing names. As shown by previous research and discussed here, these loans are promoted as a short-term solution to a financial shortfall, but in fact they keep borrowers trapped in extremely high-cost debt for a significant portion of the year. Bank payday loans are structured in the same way as other payday loans. The bank deposits the loan amount directly into the customer’s account and then repays itself in full, plus a very high fee, directly from the customer’s next incoming direct deposit of wages or funds such as Social Security checks. If the customer’s direct deposits are not sufficient to repay the loan, the bank typically repays itself anyway within 35 days, even if the repayment overdraws the consumer’s account, triggering high overdraft fees for subsequent transactions. The great majority of banks do not offer payday loans, but as of August 2013 we are aware of at least six that do: Wells Fargo Bank, U.S. Bank, Regions Bank, Fifth Third Bank, Bank of Oklahoma and its bank affiliates,1 and Guaranty Bank. The federal prudential banking regulators—who have long expressed concern about payday lending and who stopped banks from partnering with non-bank payday lenders years ago—have recently expressed serious concern about bank payday lending and proposed guidance that would put in place important protections. In addition, the Consumer Financial Protection Bureau (CFPB) recently released initial findings based on its analysis of bank payday data, expressed concern based on those findings, and indicated that it will take further action to address those concerns. CFPB’s findings are noted throughout this chapter, and the supervisory developments are discussed in the Legislation and Regulation section at the end.

Internet Payday Lending: - Consumer Federation of America

Internet Payday Lending: How High-Priced Lenders Use the Internet to Mire Borrowers in Debt and Evade State Consumer Protections November 30, 2004 Executive Summary • Payday lending has expanded from check cashing outlets, pawn shops and payday loan outlets to the Internet. Loans are marketed, delivered and collected online at rates and terms that mire cashstrapped consumers in repeat borrowing at extremely high costs. Finance charges are in the $25 (650% APR) to $30 (780% APR) per $100 borrowed range, with built in loan flipping in many contracts. • Web sites marketing and/or delivering small loans are growing rapidly, with numerous referral sites feeding applications to actual lenders. Lenders are hard to locate, identify or contact. Some are licensed in their home states, while others hide behind anonymous domain registrations or are located outside the United States. • Banks are involved in Internet payday loans through the Automated Clearing House System (ACH) used to electronically deliver loans to consumers’ bank accounts and to withdraw payments. County Bank of Rehoboth Beach, DE, participates directly in Internet payday lending. • Internet payday lenders bypass state usury laws and consumer protections by locating in lax regulatory states and making loans without complying with licensing requirements or state protections in the borrower’s home state. State regulators, notably in Kansas, New York and Colorado, are beginning to enforce state usury and small loan laws against lenders making loans online to state consumers. • Payday loan applications made online expose consumers to privacy and security risks as bank account numbers, Social Security numbers, and other personal financial information are transmitted to lenders, often over unsecure web links. Privacy policies do not protect privacy. • Federal electronic banking laws and industry self regulatory rules for use of the Automated Clearing House (ACH) system do not adequately protect consumers who use electronic fund transfers to borrow and repay loans from bank accounts.

BioSignature Employee Authentication for Banks and Financial Organizations

BioSignature™ is a biometric signature identification solution for employee authentication that seamlessly interfaces with existing bank software to enable banks to create concrete audit trails of transaction activity and ensure adherence to government regulations.

Systems Study of the Impacts of ICTs on Rising Extreme Poverty in Nigeria

The rising tide of globalization over the last couple of decades has seen a corresponding increase in income gaps between the rich and poor of the world – with the rich getting richer while the poor get poorer. This has been the global pattern according to World Bank statistics [1]. However, this anomaly is even more visible within the countries of Sub-Sahara Africa where World Bank figures [2] show an alarming overall drop in house-hold incomes over the last 10 years – in fact, since the transition from colonial rule to independence, for most of these countries. http://www.scirj.org/december-2013-paper.php?rp=P121369

What are the travel restrictions for green card holders - New Jersey ...

During the holiday season many of our clients ask us about travel restrictions. A permanent resident card (green card) is issued to foreign aliens typically for a period of ten years. Some foreign aliens who adjust their status through a marriage to a US citizen spouse may have green cards that are only valid for two years. Before traveling outside the US you must be sure your green card will be valid upon your reentry into the U.S. and that you have evidence that you have not abandoned your intention of residing in the US. The filing of a US Tax Return, proof of residence, driver’s license, US credit cards and bank accounts usually help. Green Card holders are permitted to travel outside the US for a period of up to one (1) year without consequences on their status. However, if a green card holder intends to stays outside the US for more than one (1) year but less than two (2) years the green card holder must apply for a reentry permit before leaving. If the green card holder travels outside the US for more than two (2) years, and a reentry permit was not issued, the green card holder will then need to either obtain a returning resident special immigrant visa upon a showing that he remained outside the U.S. due to circumstances beyond his control, or reapply for a new green card.

4 Tips That Will Help You When Buying Mobile Power Bank for iPhone 5    newnow.com

At the point of purchasing mobile power bank or backup battery for iPhone 5, there are numerous things that you need to remember in the event that you ......http://www.newnow.com/

Activating Communities for Hunger Relief Efforts, foodtweeks(TM) Donates

1888 PressRelease - Free Mobile App Promotes Healthier Communities by Providing Weight Management Tools while Fighting Hunger Through Food Bank Donations.

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