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Milk powder industry posted country imports of 84,000 MT of milk products in 2011 at a cost of Rs. 30 billion (Central Bank of Sri Lanka, 2012) which is a startling amount in comparison to other powdered milk importers in the world despite having lesser population and extent of land at the same time this was a burning issue to the Sri Lanka as this imports of dairy products from foreign countries had become a critical issue in terms of trade balance deficit reported in balance of payment in the country taking 1195.4 billion of rupees equaling to 9409 US million dollars and imports of dairy products alone accounting for 2.5% of Trade balance deficit (Central Bank of Sri Lanka, 2013). At the same time it was the government policy to be self -sufficient in milk by 2016 (Rajapaksha, 2005). After the media derogated the news about milk powder imported to Sri Lanka from foreign countries are contaminated with DCD and thereby revealing its potential hazardous implications
Simplas PVC Recycling based in Doncaster, South Yorkshire was established in 2011 by the Managing Director Marc Kelly to meet the ever growing demand to recycle PVC materials and divert them from landfill.
Das Sonnensystem Fabian Gebhart Seminar „Die Milchstraße“ WS 2011/12 Inhalt ● Erforschung mit Raumsonden ● Unsere Planeten Inneres Sonnensystem Äußeres Sonnensystem Kometen, Asteroiden und transneptunische Objekte Entstehung des Sonnensystems Vergleich mit anderen Planetensystemen und Sterne Erforschung durch Raumsonden Erkundung des Sonnensystems in vier Phasen Inneres Sonnensystem Äußeres Sonnensystem Kometen, Asteroiden und transneptunische Objekte Entstehung des Sonnensystems Vergleich mit anderen Planetensystemen und Sterne Erforschung durch Raumsonden Erkundung des Sonnensystems in vier Phasen:
When installing this exhaust system make sure to use proper safety precautions. Use jack stands when working under the vehicle, set parking brake, block tires and use safety glasses and gloves. Allow exhaust to cool before attempting installation. Severe injury or burns could occur if safety measures are not taken. SUGGESTED TOOLS: 1/2”, 9/16” 15mm wrenches & sockets, WD-40, hacksaw, jack stands. 1. Disconnect the negative battery cable before removal of OEM exhaust. This will allow the computer to reset and recognize the new exhaust. Lay out the exhaust on the floor so it looks like the drawing and compare parts with manual. 2. To remove the stock exhaust, remove it from the clamp in front of the muffler. Disengage the welded hangers using WD40 from the OEM rubber grommets. Do not damage or remove the rubber grommets as you will reuse them to mount your new system. • 09-12 models cut tailpipe before rear axle for removal. • 2013 5.7L Models un bolt your tailpipes before and after rear axle 3. Install Head Pipe #A onto your factory pipe. Insert welded hanger into factory rubber grommet. Use Clamp # G to secure. Do not tighten. 4. Install muffler #B onto head pipe #A 1½”-2”. Use a jack stand to support the muffler. Use clamp #G to secure the muffler to the headpipe. DO NOT TIGHTEN. 5. Non Factory Dual Exhaust. Install rubber grommet hanger # I onto the factory hanger at the rear of frame on Driver Side. 6. Remove spare tire to install tailpipes (Reference vehicle manual for removal of spare tire). Now install Driver side tailpipe #D into the muffler 1½-2”. Use clamp #H to secure tailpipe to muffler. DO NOT TIGHTEN. Insert welded hangers into rubber grommets. 7. Install Passenger side tailpipe #C into the muffler 1½-2”. Use clamp #H to secure tailpipe to muffler. DO NOT TIGHTEN. Insert welded hangers into rubber grommets.
Reset Form Print Form Form Vehicle Information Information on Complainant 4683 Missouri Department of Revenue Complaint Name Address City State Home Phone Fax Work Phone (___ ___ ___) ___ ___ ___ - ___ ___ ___ ___ (___ ___ ___) ___ ___ ___ - ___ ___ ___ ___ (___ ___ ___) ___ ___ ___ - ___ ___ ___ ___ Year Make Model Zip Code May we contact you at work? r Yes r No Date of Purchase (MM/DD/YYYY) ___ ___ / ___ ___ / Mileage Vehicle Identification Number ___ ___ ___ ___ Amount Name of Person or Business Address City State Zip Code Have you contacted the owner or agent about the problem? If so, what was the outcome? Complaint Against Nature of complaint (Describe in detail. Use reverse side if necessary). What form of relief are you seeking? Any other agencies contacted: Signature Have you contacted an attorney or filed a lawsuit? r Yes r No Important: Enclose copies of all documents relevant to your complaint including but not limited to advertising material, titles, contracts, warranties, receipts, cancelled checks, etc. Under penalties of perjury, I declare that the above information and any attached supplement is true, complete, and correct. Signature Title Printed Name Date (MM/DD/YYYY) ___ ___ /___ ___ /___ ___ ___ ___ Form 4683 (Revised 02-2014) Mail to: Motor Vehicle Bureau P.O. Box 43 Jefferson City, MO 65105-0043 Phone: (573) 526-3669 E-mail: firstname.lastname@example.org Visit dor.mo.gov/motorv/ for additional information. Form 4683 (Revised 02-2014)
Microsoft PowerPoint 2010 Training Make the switch to PowerPoint 2010 Overview: Making the upgrade If you’re switching from an earlier version of PowerPoint, particularly from PowerPoint 2003 or earlier, this course is for you. Here, you’ll get familiar with changes to the interface in PowerPoint 2010 — such as the design for menus and toolbars known as ―the ribbon‖ — and find out how do the things you’d typically do to create a presentation. Course goals 1. Work comfortably with the ribbon interface. 2. Do essential things such as create slides, apply a slide design, and insert slide elements. 3. Manage files using the File tab. 4. Benefit from new views, toolbars, and shortcuts. 4/19/2011 Office Environment in PowerPoint Quick Access Toolbar Window controls and Help Ribbon Title Block Text Block Scroll Bar Status Bar 4/19/2011 View options and Zoom control PowerPoint 2010 4 PowerPoint 2010 Ribbon File Home Insert Design 4/19/2011 Transitions Animations Slide Show Review View PowerPoint 2010
What you'll learn After completing this tutorial, you'll be able to: • Create a new blank presentation. • Identify user interface elements that you can use to accomplish basic tasks. • Add text and pictures to slides. • Apply a pre-designed theme and layout. • Format slide content. • Save a presentation to a new folder. Requirements PowerPoint for Mac 2011 Estimated time to complete: 30 minutes Microsoft Office for Mac 2011 tutorial: PowerPoint basics. 1. Create a new blank presentation In PowerPoint, you create and design slides in a presentation. You can start with a blank presentation, an existing saved presentation, or a template. When you open PowerPoint, the PowerPoint Presentation Gallery opens. It contains a variety of template choices and quick access to recent presentations. Let's use the PowerPoint Presentation Gallery to open a blank presentation. If you have not already opened PowerPoint, on the Dock, click PowerPoint. In the PowerPoint Presentation Gallery, under Themes, click All. Click White, and then click Choose. Tip To always start with a blank presentation when you open PowerPoint, select the Don't show this when opening PowerPoint check box. Microsoft Office for Mac 2011 tutorial: PowerPoint basics 2 Notice that a blank presentation (Presentation1) appears. Hints • To create a new blank presentation at any time in PowerPoint, on the File menu, click New Presentation (also written as File > New Presentation in this tutorial). • To show the PowerPoint Presentation Gallery at any time while using PowerPoint, click File > New from Template.
The Department of Financial Institutions (DFI) created this report as an educational tool for policy makers and other interested parties. The statistics presented in this report represent data reported to DFI from all payday lending licensees for calendar year 2011. NOTE: DFI is not able to track data from unlicensed Payday Lenders. What is a Payday Loan? Payday loan companies offer small, short-term, high interest loans secured by a post-dated check. The consumer’s post-dated check is written for the loan amount plus a fee. The check is held by the lender for the loan period (term). At the end of the term, the lender may deposit the check or the customer may reclaim the check with cash. The legislature passed Washington’s first payday lending laws in 1995 under the Check Cashers & Sellers Act (RCW 31.45). DFI is the regulator of payday lenders in Washington State. What is Allowed in Washington State? Maximum Loan Term: Maximum Loan Amount: Maximum Fee: 45 days $700 15% on the first $500 10% above $500 Example: A loan for $500 + $75 fee = $575 A loan for $700 + $95 fee = $795 Payment Plans and Installment Plans Borrowers are entitled to an installment loan at any time prior to default. Borrowers do not have to pay a fee for the installment plan and have from 90 to 180 days (depending on the original loan amount) to repay the loan in a series of installments. The number of payday lending locations decreased 30% from year-end 2009 to year-end 2010, and decreased another 40% from year-end 2010 to year-end 2011. Overall, the number of payday lending locations has decreased 65% since its height in 2006.
Internet Payday Lending: How High-Priced Lenders Use the Internet to Mire Borrowers in Debt and Evade State Consumer Protections November 30, 2004 Executive Summary • Payday lending has expanded from check cashing outlets, pawn shops and payday loan outlets to the Internet. Loans are marketed, delivered and collected online at rates and terms that mire cashstrapped consumers in repeat borrowing at extremely high costs. Finance charges are in the $25 (650% APR) to $30 (780% APR) per $100 borrowed range, with built in loan flipping in many contracts. • Web sites marketing and/or delivering small loans are growing rapidly, with numerous referral sites feeding applications to actual lenders. Lenders are hard to locate, identify or contact. Some are licensed in their home states, while others hide behind anonymous domain registrations or are located outside the United States. • Banks are involved in Internet payday loans through the Automated Clearing House System (ACH) used to electronically deliver loans to consumers’ bank accounts and to withdraw payments. County Bank of Rehoboth Beach, DE, participates directly in Internet payday lending. • Internet payday lenders bypass state usury laws and consumer protections by locating in lax regulatory states and making loans without complying with licensing requirements or state protections in the borrower’s home state. State regulators, notably in Kansas, New York and Colorado, are beginning to enforce state usury and small loan laws against lenders making loans online to state consumers. • Payday loan applications made online expose consumers to privacy and security risks as bank account numbers, Social Security numbers, and other personal financial information are transmitted to lenders, often over unsecure web links. Privacy policies do not protect privacy. • Federal electronic banking laws and industry self regulatory rules for use of the Automated Clearing House (ACH) system do not adequately protect consumers who use electronic fund transfers to borrow and repay loans from bank accounts.
JOSEPH DUMBACHER Born in Indianapolis; live and work in Los Angeles EDUCATION University of Southern California – Los Angeles, CA MBA 1984 SELECTED SOLO AND TWO-PERSON EXHIBITIONS CULT | Aimee Friberg Exhibitions – sharp corners – San Francisco, CA 2014 (forthcoming) Curator’s Office – elsewhere – Washington, DC 2011 BackroomNY – Cut – New York, NY 2010 Patricia Faure Gallery – Pivot – Santa Monica, CA 2005 Fusebox – one to one – Washington, DC 2004 Corcoran Gallery of Art – Primary Properties – Washington, DC 2001 Fusebox – Joseph Dumbacher John Dumbacher paintings – Washington, DC 2001 Patricia Faure Gallery – Negotiating Boundaries – Santa Monica, CA 2000 Contemporary Art Center of Virginia: Missing Warp - Weft. A site installation collaboration with Sheila Hicks. Virginia Beach, VA 1999 SELECTED GROUP EXHIBITIONS Nan Rae Gallery Exhibitions at Woodbury University – In Direct Light – Burbank, CA 2013 Schema Projects – Drafted – Brooklyn, NY 2013 The Foggy Bottom Association – Arts in Foggy Bottom Outdoor Sculpture Exhibit – Washington, DC 2012 Shoshana Wayne Gallery – Chain Letter – Santa Monica, CA 2011 Curator’s Office – Mixology II: Photography – Washington, DC 2010 Civilian Art Projects – craigslist – Washington, DC 2008 Curator’s Office – 15 for Philip: Fifteen Artists Look at Arts Patron – Washington, DC 2008 California State University, Los Angeles – Chromaluxe – Los Angeles, CA 2006 Fusebox – Landscaping – Washington, DC 2005 The Brewery Project – Good Clean Fun – Los Angeles, CA 2005 Patricia Faure Gallery – Pink – Santa Monica, CA 2005 Gallery Four – ” I really want to see….” – Baltimore, MD 2005 1708 Gallery – Align – Richmond, VA 2004 Patricia Faure Gallery – Summer Camp – Santa Monica, CA 2004 The Mint Museums – Revelation – Charlotte, NC 2004 Patricia Faure Gallery – White on White – Santa Monica, CA 2004 Domestic Setting –Tinseltown – Los Angeles, CA 2003 Fusebox – The Three Phases of Fusebox: An Unstable Group Show – Washington, DC 2003